There is no better way to enjoy one of Wisconsin’s 15,000 lakes than in your own boat. At Dern & Company, we want to make sure you are protected when you take your boat out this season. We proudly serve Milwaukee, WI, and the surrounding areas, so if you have any additional questions about boat insurance, come on in to discuss them with a representative.
Boat Insurance Frequently Asked Questions
- Can my child drive the boat, and still be covered? If your child or guest is born on or after 1989, then it is required in Wisconsin to complete a boating safety course in order to operate any motorized boat while in Wisconsin, according to the Wisconsin Department of Natural Resources. If the boat operator is within their legal rights, then you will likely be covered.
- What if I loan out my boat for the weekend? Your friends will not be covered while they borrow your boat. This is where an umbrella policy that specifies such a situation is a good idea for extra protection. Discuss your need for an umbrella policy with one of our experts to find out more.
- Should I carry insurance during the offseason? It depends on if you will ever use it. At a minimum, it is a good idea to make sure it is covered by your homeowner’s insurance policy while it is parked. If there is a chance you will use it even for one weekend, it is better to be safe than regret not having coverage later.
Call Dern & Company today to discuss your insurance needs. We serve boat owners in Milwaukee, WI and the surrounding areas with quality no-hassle insurance.