Filing an insurance claim is always going to be a little confusing, no matter how straightforward the issue may appear at first glance. Because every business is different (and every business owner has their own set of priorities), there will always be some clarification needed before any professional can properly fill out all the questions. Here are a few things to expect if you’re filing a commercial insurance claim in Milwaukee, WI, courtesy of Dern & Company.
You Will Be Asked for Documentation
There’s a lot of paperwork when it comes to filing a claim. Insurance companies keep all this information to assist with everything from audits to lawsuits. If you’re requesting the company to pay for damaged inventory or replace a broken window, you may need to take photos, provide proof of value, or get formal estimates. They’ll use all of this information to justify their approval or denial, so it helps for commercial business owners to have as much data as possible.
You May Not Agree With the Results
Insurance companies have formal policies with each of their clients, but that doesn’t mean the policy can define the parameters of every situation. Because two people may view the same event two entirely different ways, it can lead to disappointed customers who expected more out of their claim. Insurance companies have an appeals process that commercial business owners can use to ask for their claim to be reconsidered.
If you have questions about your commercial insurance policy, call Dern & Company today. We’re here to get you a policy that will keep your business safe from natural disasters, theft, and even slander. We’re here to help the people of Milwaukee, WI protect the enterprises they worked so hard to build.