Do I need Year Round Boat Insurance in Wisconsin?

As boating enthusiasts, the team at Dern & Company understands the importance of boat insurance. We know every boater wants to protect their vessel, but do you need boat insurance year-round in Milwaukee? In this blog, we will break down the benefits of year-round boat insurance and why it’s crucial for boaters in Milwaukee, WI.

The Weather in Milwaukee

Milwaukee’s weather can be unpredictable, with frigid winters and sudden storms. These weather events can cause significant damage to watercraft. Even if your boat isn’t on the water in the offseason, it still needs to be protected from theft, vandalism, and other risks that can occur while it’s in storage. Year-round boat insurance will give you peace of mind by knowing that your vessel is protected, no matter the season.

The Costs of an Accident

Boating accidents can occur even when you’re the most cautious. Whether it’s a collision or an injury to a passenger, the financial impact of these incidents can be devastating. Liability coverage in your boat insurance policy will protect you from legal and financial repercussions. Year-round insurance coverage ensures that you have the necessary protection throughout the year, whether on the water or not.

Compliance with Marina Requirements

Many marinas in Milwaukee require boat owners to have proof of insurance before they can dock or launch their boats. A year-round boat insurance policy guarantees that you have the necessary insurance requirements throughout the year, allowing you to enjoy your watercraft whenever you want.

While you may think boat insurance is only necessary during the boating season, having year-round coverage is essential in Milwaukee, WI. Contact Dern & Company today to learn about year-round boat insurance policies and how they can protect your watercraft.