If you came home to your house near Milwaukee, WI and found that your home had tragically burned down or been robbed, would you be able to accurately account for your possessions? Unfortunately, you never know when your home could be the victim of a disaster, so it’s important to have all your belongings accounted for ahead of time to make your life much simpler in the aftermath, and at Dern & Company, we want to help.
What is a Home Inventory?
A home inventory is a list of all the items in your house; you can use this list to help file an insurance claim if your home is ever damaged, destroyed or robbed. This list can also help you make sure you have the right insurance coverage for your belongings.
How to Create Your Inventory
Although it may be time-consuming, the easiest way to create your inventory is to go through your house room by room and list all of your belongings. You should even go as far as to include small items in drawers, closets, and desks. It’s extremely helpful if you can include pictures of the items as well, and this actually might make creating your inventory easier. If you know the purchase date and price of the items, include those as well.
Don’t forget to periodically update your home inventory, especially when you make big purchases. To make the process easier should you ever need to use your inventory, keep a copy of it in a location away from your home, as well as online.
We Can Help
Nobody wants to find themselves facing a disaster, but a home inventory can make this awful situation a little bit easier. If you need help with any home insurance needs, such as creating a home inventory, talk to an agent at Dern & Company near Milwaukee, WI today.