Does Home Insurance Cover High-Cost Valuables?

If you own valuable items like jewelry, artwork, or antiques, it’s essential to ensure they’re covered for theft or damage. While homeowner’s insurance typically covers the cost of your home and belongings, high-cost valuables may need additional coverage. At Dern & Company in Milwaukee, WI, we offer a range of insurance options to keep your valuables safe. 

Insuring Your Valuables 

Homeowner’s insurance may provide protection for some of your items, but coverage limits can be low, and certain items may not be covered at all. For example, if you own an expensive piece of jewelry or a work of art, you’ll want to ensure it’s adequately insured. 

We understand how vital these belongings are to you and offer personalized coverage plans that fit your needs and budget. We specialize in insuring high-value items, so you don’t have to worry about costly repairs or replacement costs should something happen. 

Choosing the Right Coverage Plan 

When considering insurance for your valuables, there are several factors to consider. What type of item do you need to insure? How much does it cost? Will the policy cover repairs as well as replacement? Our team can help answer these important questions so that you get the protection you need for your treasured possessions. 

At Dern & Company in Milwaukee, WI, we understand how important it is to protect your valuable items with the right coverage plan. We specialize in insuring high-cost valuables to protect them against theft or damage no matter what life throws at them. Contact us today to learn more about how we can help provide peace of mind with comprehensive insurance plans made just for you!