When Does Boat Insurance Protect You?

When you own a boat it is always highly recommended to take out boat insurance. Unlike auto insurance, boat insurance is not something you specifically are mandated to have, nor is there set minimums you need to meet in order to operate a boat. However, you shouldn’t leave your boat up to chance. You never know when an accident might happen. And while even if you are protective of your boat while out on the water, some elements are completely out of your hands. If you live around greater Milwaukee, WI, and own a boat, let our staff at Dern & Company help you find boat insurance that properly protects your watercraft. 

While on the Water

Naturally, boat insurance will protect you while on the water. This includes not only damage sustained from striking other watercraft, but from objects that might be submerged, or from hitting the dock too hard. 

Out of the Water

Your boat is more likely to be damaged while in transit than while in the water, so you’ll want to protect the boat while you’re traveling. Boat insurance does this. Additionally, it is available for when you’re boat is in storage during the off-season. You never know when an accident might happen. 

Help Finding The Right Watercraft Insurance

There is no shortage of boat insurance options. You just need to identify the insurance that best protects your boat, both while it is on land and while it is in the water. Our staff here at Dern & Company thrives on connecting boat owners with watercraft insurance. So, if you want to make sure your boat is properly protected and you live around metro Milwaukee, WI, our staff here is ready and waiting to help you out. Give us a call today.