We don’t need to tell someone from Milwaukee, WI how important the roof is, do we? That’s your first line of defense against harsh weather, it’s what’s going to keep the heat in and the snow out during the winter. To an insurance company like Dern & Company, it may be the very most important part of your home.
All other things being equal, a home with a roof that’s past its prime is going to cost more to insure than a home with a new roof, if it can be insured at all. Many insurers won’t touch home with a roof more than twenty years old.
Building material is important too. Cedar roofs, for instance, are more likely to catch fire than many other types of roofs. Natural materials, in general, can have a harsh effect on the life expectancy of a roof, being more likely to rot and mold should moisture be trapped underneath after a rainy summer.
A well-maintained, quality roof can also be indicative of how well a homeowner takes care of their house. A roof that is missing some shingles and has a few unpatched leaks may be seen to signify a homeowner who has a "When I get around to it" attitude about other things, like leaky pipes and cracked windows. A quality roof suggests a homeowner who treasures and cares for their domicile.
If you’re looking for a home insurance company to protect you and your home in Milwaukee, WI, get in touch with Dern & Company by phone or online. They’ll help you to get set up with a home insurance policy that you can count on.