Does Home Insurance Protect Unattached Structures?

When you have a house in the Milwaukee, WI area, you want to take good care of it. One of the ways you can do that is through a good home insurance policy. Whether you’ve lived there for a long time or it’s a home you’ve just purchased, having it covered the right way matters. There’s no reason to settle for less than a quality policy, and you’ll want to make sure that policy is covering everything that’s on your property and important to you, as well. That includes unattached structures, which can be protected as part of your home insurance. Dern & Company can help you find a policy that meets your needs.

Most coverage for structures that aren’t attached to the home, such as sheds and barns — along with detached garages — is part of a homeowners insurance policy. The coverage limitations are often a percentage of the coverage on the home, and it’s up to you to let your agent know if there are reasons that this should be different. For example, someone who has a large barn on their property may be interested in more coverage for it than someone who has a small storage shed. Having a knowledgeable agent to work with can help you get the proper type and level of coverage.

By reaching out to us at Dern & Company, you can get the home insurance protection you need for your house and any unattached structures that are located on your Milwaukee, WI area property. That way you have good coverage, but you also have peace of mind in knowing that the level of protection on your home is the right one for everything that’s important to you. We’re here to help you choose the policy that fits your life and property.