You also protect the items you take with you on a boating trip when you purchase a boat policy from Dern & Company to protect your boat or other watercraft on the lakes of Wisconsin and in transit to the lake on Milwaukee, WI roads.
Do boat insurance policies cover gadgets and appliances?
Boat insurance policies contain more than one type of policy coverage, similar to how auto insurance provides options for full coverage or just property and bodily injury liability. Boat insurance lets you build your own policy, too.
When you add comprehensive and collision to your boat policy, you protect your property on the boat from essentially any even that could damage it, including theft. The comprehensive component of the insurance policy provides theft coverage. The collision coverage provides coverage for your personal property in cases of a single boat accident.
This type of coverage provides coverage for the radar system you install to catch bigger fish and the microwave you install in the galley to make it easier to cook the yummy fish you catch. You also receive coverage for the items you take with you on an outing on the boat.
For example, you pack an overnight bag with your laptop, cell phone, charger, and a change of clothing and take it with you on a weekend boat outing. You plan to sleep on the boat and cook meals in the galley. While you’re on the water on the second night, lightning strikes the boat while you had your electronics plugged in to charge. It fries everything electrical on the boat. Your comprehensive coverage pays for every item. You file a claim with us, and you get a check from your insurance company that pays you for a replacement laptop, cell phone, charger, radar system, and microwave.
Contact Dern & Company serving Milwaukee, WI to obtain boat insurance that protects your watercraft investment. Let us help you better protect your investment.